Does HDFC Credit Card Eligibility Matter While Using For Online Bill Payment?



Does HDFC Credit Card Eligibility Matter While Using For Online Bill Payment?


Yes, it can matter if you are not fit into the bank’s norm or their eligibility conditions then how can you use other facilities? That’s the reason you should match online eligibility criteria before applying for an HDFC credit card. 

Nowadays every individual can use this product and individual are happy with the best creation in the financial world. Through this, you can fulfill any desire from the shopping to urgent fund requirement list. To have all the facilities, should cooperate with the bank and accept their few conditions.

To get the product, first, check HDFC credit card eligibility. In this factor, the bank can ask eligibility, KYC, and income.

HDFC Eligibility Factors

       According to the bank, you should be between 21 to 60 years
       Add-on should be 15 years
       You should have a spotless previous history
       Both categories can apply a salaried and self-employed
       The minimum annual income of a salaried individual is Rs 1.5 lakh
       The minimum self-employed annual income should be Rs 2 lakh

KYC Factor For HDFC

       Identity Proof: Any governmental photo ID proof
       Address Proof: Voter ID, passport, and Aadhaar
       Income Proof: A copy of income tax return, and a recent passport size photograph
       And a recent passport size photograph


What Is The Process To Apply For A HDFC Card?

While you are going to apply for an HDFC credit card, then check eligibility criteria first. Now should know the procedure of application. Visit the website, enter all information of your and share registered email ID. If shared all data as per the bank’s norm, then you will get the product within 2 to 3 weeks.


How HDFC Credit Card Online Bill Payment Service beneficial For You?

When everyone is too busy with home and office works so that time only online service can give you huge relief. How? You can login HDFC credit card bill payment site from anywhere. It's a safe, secure, and comfortable way.

HDFC Online Bill Payment Method

Net-banking: For this facility, you should have a current account on the same bank which can link and make payment on time. You have to login the site with own User ID and password.

Autopay: Those have multiple cards, for them, autopay is the best solution. You can set standing instruction to the savings account. When HDFC credit card online bill payment time has come, they cut the amount and send confirmation mail on registered ID.

Mobile banking App: From your smartphone download the site and install it. After installation, you can login with own User ID and password to make payment. Net banking and mobile banking functions are same accept User ID.

NEFT: National electronic fund transfer facility for them, who don’t have a bank account on the same bank. You can add payee account number and other required things and pay utility bills through NEFT service.

Where Can You Check Monthly Bank Statement?

The bank can send you on your registered email ID or either you can check via online banking portal. Through this, you can know the limit, expenses, swipe report, CIBIL score, etc. Every month after the completed one-month billing cycle you can check and if there is an issue try to control it.

Why We Need Customer Care Service?

With this beneficiary service, you can call customer care toll-free number immediately and take a prompt solution. You have any issue related to the product features, share feedback or complaints, so visit the web page of a bank and get toll-free contact details.
Does HDFC Credit Card Eligibility Matter While Using For Online Bill Payment? Does HDFC Credit Card Eligibility Matter While Using For Online Bill Payment? Reviewed by Internal Eseo on June 04, 2018 Rating: 5

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